Payment Errors Codes

Code	Description
01	The issuer refuses the transaction
03	This error indicates that the entered details are incorrect or your merchant facility is non-functional
04	The transaction is declined by the issuing bank that requested to retain the card as it could be reported as lost or stolen
05	The issuing bank is unwilling to accept the transaction
06	Error
12	An error occurred while processing the card
13	Invalid amount
14	The card issuing bank has declined the transaction because of an incorrectly entered credit card number or a number that doesn't exist
15	The customer's card issuer doesn't exist
22	The issuing bank is not responding during the transaction
30	Format error
31	The customer's bank has declined the transaction because it doesn't allow using the card for mail/telephone, fax, email, or internet orders
34	The transaction is declined by the issuing bank as there is suspected fraud on this credit card number
37	The customer's card issuer has declined the transaction and requested to retain your customer's card
41	The issuing bank has declined the transaction as the owner of the card reported it as lost or stolen
42	The issuing bank declines the transaction as the account type is not valid for this card number
43	The issuing bank has declined the transaction as the credit card owner has reported this card as stolen
49	The customer's card issuer has declined the transaction as the credit card is not enabled for online transactions
51	The transaction is denied by the issuing bank as there are not enough funds in the associated bank account to complete this payment, or the transaction will put the customer's credit card over the limit
54	The card is expired and no longer valid to use
56	The issuer declines the transaction, as the credit card number does not exist
57	The issuing bank has declined the transaction as this card cannot be used for this type of transaction
58	The code appears when the card cannot be used for this type of transaction or when the merchant processing account is not correctly configured
59	The issuer declined the transaction because it appeared fraudulent
61	The issuer has declined the transaction because it will exceed the customer's card limit
62	The card is invalid in a specific region or country, or the customer tried to pay online with a card that does not support your online payments
67	The issuing bank declined the transaction because the card was suspected to be counterfeit
91	There was a problem contacting the issuing bank to authorize the transaction
92	The customer's card can't be found for routing, and the code is mainly used for a test credit card number.